The CFTB

Consumer Financial Protection Bureau, is an excellent source of information about mortgage financing and homebuying.

Go to their consumer website at www.consumerfinance.gov and check underConsumer Tools for more information about a number of financial related subjects, including Owning a Home.

Additional information is available from the CFPB, in their Know Before You Owe section about the two new forms, the Loan Estimate and the Closing Disclosure at: www.consumerfinance.gov/know-before-you-owe.

More information about the Loan Estimate is available online at:https://www.consumerfinance.gov/owning-a-home/loan-estimate/.

More information about the Closing Disclosure is available online at:
https://www.consumerfinance.gov/owning-a-home/closing-disclosure/.

Massachusetts hosts a couple of special mortgage programs.

One Mortgage, www.mhp.net/one-mortgage/why-one.  Other special loan programs are available through MassHousing,www.masshousing.com.

Homebuyers in Massachusetts will find down-payment and closing-cost-assistance programs and grants by going online to:

www.tomwemett.com/down-payment-resource.  This website links to an organization that maintains a database of down payment assistance programs throughout the country, including Massachusetts.  The site allows you to input information to see if you qualify for any of their programs and grants.

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