Consumer Financial Protection Bureau, is an excellent source of information about mortgage financing and homebuying.
Go to their consumer website at www.consumerfinance.gov and check underConsumer Tools for more information about a number of financial related subjects, including Owning a Home.
Additional information is available from the CFPB, in their Know Before You Owe section about the two new forms, the Loan Estimate and the Closing Disclosure at: www.consumerfinance.gov/know-before-you-owe.
More information about the Loan Estimate is available online at:https://www.consumerfinance.gov/owning-a-home/loan-estimate/.
More information about the Closing Disclosure is available online at:
Homebuyers in Massachusetts will find down-payment and closing-cost-assistance programs and grants by going online to:
www.tomwemett.com/down-payment-resource. This website links to an organization that maintains a database of down payment assistance programs throughout the country, including Massachusetts. The site allows you to input information to see if you qualify for any of their programs and grants.