CLUE Reports

More homebuyers are requiring home sellers to provide a C.L.U.E., Comprehensive Loss Underwriting Exchange report as a contingency to a purchase offer. 

This Seller’s Disclosure Report provides a five-year insurance loss history for a given address, without divulging personal and private information about a property owner.

If the report for the property indicates that the property hasn’t sustained an insurance loss within the past five years, a buyer can feel comfortable that insurance loss history of the property should not impact the availability or pricing of homeowner’s insurance.

The Fair Credit Reporting Act entitles an owner to a free annual copy of the CLUE. To request a copy of the CLUE Seller’s Disclose Report, the owner must contact LexisNexis, Consumer Center, 866-312-8076, or online at:

Make sure you do a change of address with the USPS after you close on your home: to make the changes online. Click on Get Started under the section “Making a Move?”

If you have any questions about any of the subjects in this book, Homebuyers Beware, or about buying a home in Massachusetts please call me at 978-633-9090 or visit for more homebuying information.

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